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Health Exchange Rates Below National Average
Expected
monthly insurance rates for the state’s rollout of the federal health care exchange
were released this week, ahead of next Tuesday’s availability for enrollment.
The prospective rates show levels in Michigan expected to be slightly below the
national average, resulting in praise from supporters of the federal Patient
Protection and Affordable Care Act, and no comment from opponents.
The
actual rates for each of the companies offering insurance will vary by market
and will be released next week for the federally-run exchange. According to the
Department of Insurance and Financial Services, Michigan will have 13 companies
on the exchange, offering 142 plans.
Available
plans are categorized by gold, silver, and bronze – with bronze plans having
the lowest monthly rates and the highest out-of-pocket expenses. Conversely,
gold plans will have the highest monthly rates and the lowest out-of-pocket
costs. Individuals signed up for coverage next Tuesday will not begin receiving
the coverage until January 1, 2014, when the majority of the provisions of the
federal Act go into effect.
posted by PAA Online
,
Friday, September 27, 2013
12:32 PM
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